Baby steps.

I hate them.

I would much rather take big giant leaps and get to where I need to be instead of tiny methodical steps.

The truth is in some cases, baby steps are far better- and giant leaps don’t always work.

Especially when it comes to money.

Last night Will and I went back to school.

The school of Dave Ramsey.

The school of Baby Steps.

FPU (Financial Peace University).

I’m so very excited to begin this journey with Will (and cheat off of him in class- ha ha). We’re one week down with 12 more to go.

Our baby first step is to get an ample emergency fund established as.fast.as.we.can. One of those “Duh stupid- of course you need an emergency fund!” but also one of those things that can be tough to do in this day and time we’re living in. Like I’m sure many of you, so much of our future is (ha or WAS) in the stock market. We’ve each looked at what we can do to make sacrifices and are going to do to grow our emergency fund. We also came away with homework to do this week which I think will be very enlightening and beneficial.

I have a feeling some of these baby steps we go through each week might be a little tough, but I know the end result will be so worth it. I just want everything to be paid off and in its right place tomorrow!- but then we go back to the baby steps versus the giant leaps. It’s a process that doesn’t happen overnight. It’s a lot of chopping away each and every day. But why can’t it be easy?!

Ha- I guess that’s the same thing as asking why I can’t lose 15 pounds in a week!?

I’m really excited to do our homework together and meet again to see what else in in store for us. I’m up to the challenge, even if it causes a little pain.

But then again- learning how to take baby steps really never is an easy thing.

More to come… <3